Grounds Employee, 2024-2025 in CHARLOTTE, NC for Charlotte Country Day School

Table Of Content

• Charlotte Country Day School Reviews
• Sports Medicine
• Financial Aid
• Officers Killed, 5 Wounded in East Charlotte Shootout
• Step G: Track your application process.

They are happy when they come into my classroom and they’re happy when they leave." Read about how our students, faculty, and alumni are making a difference. The journey from a young learner to a Country Day graduate who is exceptionally well-prepared for college and a purposeful life is filled with hundreds of intentional steps. Discover the schools, companies, and neighborhoods that are right for you.

Charlotte Country Day School Reviews

Bissell Campus, where CCDS students in grades 5–8 attend classes, underwent extensive renovations in 2009. The 23,000-square-foot (2,100 m2) Dowd Science Building was completed, which added eight science lecture/lab classrooms and two general purpose classrooms. The old science building was renovated to create six foreign language classrooms.

Sports Medicine

Hoover was shot in his upper torso but is expected to make a full recovery, according to police. CMPD announced that Officer Joshua Eyer was shot in the line of duty Monday afternoon after assisting other officers with the apprehension of a suspect. Eyer was a six-year veteran and a member of the 178th Recruit Class. To help the loved ones of the CMPD officers and U.S. Marshals killed in the line of duty, you can show your support by visiting the Back the Blue NC GoFundMe here. A Stateville police officer was also hurt in the shooting.

Financial Aid

And it means taking additional action to combat the scourge of gun violence. Leaders in Congress need to step up so that we ban assault weapons and high-capacity magazines, require safe storage of guns, and pass universal background checks and a national red flag law. Police say as the task force tried to serve a warrant for possession of a firearm by a convicted felon, they were met with gunfire, and officers returned fire. During that shootout, authorities struck the suspect, identified as 39-year-old Terry Clark Hughes, and he was pronounced deceased in the front yard.

How Executive Chef Jim Stouffer approaches sustainability at Charlotte Country Day School - FoodService Director

How Executive Chef Jim Stouffer approaches sustainability at Charlotte Country Day School.

Posted: Wed, 05 Jul 2023 07:00:00 GMT [source]

If your loved one was impacted by this incident, WCNC Charlotte hopes to make this process less painful with our More Than A Number initiative. With your help, we want to share who your loved one was with our viewers in North Carolina and South Carolina. When you're ready, fill out the form below or send us photos, memories and other details about them to "They are heroes who made the ultimate sacrifice, rushing into harm’s way to protect us. We mourn for them and their loved ones. And we pray for the recoveries of the courageous officers who were wounded." Jennings believes all of the officers were shot by Hughes.

A separate building is dedicated entirely to the natural sciences. The Hawks’ Norvy Clontz won the 200 freestyle in 1 minute, 36.70 seconds, which broke a 20-year-old record established by Ravenscroft School’s Matt McGinnis, who later went on to a successful college career at Texas. Clontz also swam on the record-setting 200 medley and 400 freestyle relay teams. The shooting investigation impacted many Charlotte drivers.

Friday’s boys’ high school basketball rewind: Cox Mill upsets No. 16 Country Day - Charlotte Observer

Friday’s boys’ high school basketball rewind: Cox Mill upsets No. 16 Country Day.

Posted: Sat, 09 Dec 2023 08:00:00 GMT [source]

Passionate students conduct real-time, real-world research in a college-type setting in the Purdy Center for Science and Mathematics. It includes eight dedicated lab spaces for chemistry, biology, physics, and engineering and design, and incorporate advanced technology to support high-level instruction and research. Founded in 1941, Country Day’s long legacy of firsts among the Charlotte region’s independent schools includes groundbreaking programs and progressive ideas. “On behalf of the Gaston County Board of Commissioners, we extend our deepest condolences to our brothers and sisters in the law enforcement community. Today, we mourn the loss of several brave heroes and pray for those injured in the line of duty defending us from evil.

This informal conversation is an opportunity for students to learn more about Country Day and for us to learn more about a candidate's character traits, abilities, emotional maturity, curiosity, and breadth of interests. For those looking for information on how to donate to the families of the four fallen officers or to the Charlotte-Mecklenburg Police Foundation you can click here. Wilson described the scene as “gunfire galore,” with officers army-crawling through his backyard, hiding behind trees, and jumping around bushes. The North Carolina Department of Adult Corrections stated that two of the USMS members were N.C. They were identified as Sam Poloche and Alden Elliott. Poloche leaves behind a wife and two children, while Elliott and his wife are parents to one child.

Step G: Track your application process.

The application process for the 2025–26 school year begins in September 2024. Applicants for junior kindergarten must turn four years old by December 31, 2024, to apply for the 2025–26 school year. If you have any questions, please contact the Admissions Office at The Dowd Student Center transforms the heart of campus and elevates the dining program with its two age-appropriate dining halls.

Marshals Fugitive Task Force and one Charlotte-Mecklenburg Police officer were killed Monday after being met with “active gunfire” from a suspect at an east Charlotte home. A total of nine law enforcement officers were hurt, including three CMPD officers, a U.S. Marshals Fugitive Task Force member, and one CMPD who suffered a broken foot during the incident. “Earlier today, four brave law enforcement officers - including a Deputy U.S. Marshal - were killed in the line of duty. They are heroes who made the ultimate sacrifice, rushing into harm’s way to protect us.

A neighbor said dozens of law enforcement officers used his home and backyard during the shootout. During the shooting, four other CMPD officers were injured. They were identified Tuesday as Chris Talley, Michael Giglio, Jack Blowers, and Joshua Campbell.

President Biden released a statement honoring the fallen officers. Charlotte Mecklenburg Schools confirmed four schools were on a modified lockdown due to the shooting. The schools were Devonshire Elementary School, Briarwood Academy, Cochrane Collegiate and Lawrence Orr Elementary School. Senior Aidan Hill had a big day for Charlotte Latin, winning the 100 backstroke and the 100 butterfly — the latter in record time.

Buccaneer teams have built a storied tradition, earning 145 state championships in the school’s history. Parents must complete a Parents' Financial Statement (PFS) each year and send it to the SSS in accordance with the application schedule outlined. Below is an overview of expenses to anticipate, the financial aid process, and questions frequently asked. If you have additional questions about the financial aid program, please e-mail the Admissions Office. For most families, investing in an independent school education requires careful financial planning.

The 23,000 square-foot Dowd Science Building includes eight science lecture/lab classrooms fully equipped to support the Middle School’s hands-on science program. We're committed to taking a whole-community approach to preparing our students to use the immense power of digital media to explore, create, connect, and learn, while limiting the perils that exist in the online realm. Now is the time to set aside our differences and focus on the physical and mental health well-being of those who protect and serve our communities. It is a time for unity and shared concern for our law enforcement family. Live on WBTV, Tyler Wilson described officers streaming into his home, including one officer who appeared to be a sniper using his window during an active shootout Monday afternoon.

And we pray for the recoveries of the courageous officers who were wounded. Our Middle School campus features four designated fields for practices and competitions for field hockey, lacrosse, soccer, baseball, softball, and football. The baseball and softball diamonds both feature batting cage areas, and the football/soccer field is ringed by a four-lane track. Basketball and volleyball programs practice and compete in the designated gym, which provides ample spectator seating and includes a sports medicine facility.

Oceanside's Pour House owners have big plans for Firewater

Table Of Content

• Americana/Country night w/ Kimmi Bitter, Alex Bergan ('24 SDMA winner, Best Folk Song!), Justin John Rodriguez. $10
• Featured Local Savings
• Cinco De Mayo - Sunset Soirées [ House Music Del Mar ]
• Atomic Music Group & Pour House present Hippie Death Cult (PDX), Supper
• Oceanside's Pour House owners have big plans for Firewater
• Nearby Night Clubs in Oceanside:

The city recently stated that in five years its hotel room count will double.

Americana/Country night w/ Kimmi Bitter, Alex Bergan ('24 SDMA winner, Best Folk Song!), Justin John Rodriguez. $10

Major interior changes are planned. “We really like the way the Multnomah Whiskey Library in Portland looks,” says David Rassel about the interior feel he and wife Emily are looking for. The Rassels have agreed to take over the Firewater’s nine-year lease and to purchase its liquor license. All plans must be signed off by the ABC, the City of Oceanside, and Oceanside Police. A local couple have arranged to turn the old Firewater into an upscale cocktail lounge, similar in approach to the Polite Provisions in North Park or Nobel Experiment downtown. Both employ well-trained mixologists instead of bartenders.

Featured Local Savings

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The Electric Acid Surfboard Test Hits The Road In California.

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I don’t even know if dive bar is a fair description because they have a great food menu as well. There is a small outdoor dining area with heaters and a larger outdoor dining area with no heaters. Very friendly, safe crowd and they have trivia on Monday nights.

Cinco De Mayo - Sunset Soirées [ House Music Del Mar ]

“That [Oceanside News] sign was cast in concrete so we’re not sure what we’re going to do,” says Aldrich. “If we were to move it we would need a crane. But we’re not sure what would happen if we did try to move it.” Aldrich removed the bar’s old drop ceiling and siding leaving its original brick walls exposed.

Atomic Music Group & Pour House present Hippie Death Cult (PDX), Supper

Eight years ago a Firewater bartender sold drugs resulting in a liquor license suspension and about that time there was a death that resulted from an assault by a Firewater bouncer and a separate stabbing. Also surprised by the Oceanside News storefront was landlord Tom Aldrich who owns the Firewater building and the three-story hotel next door that was built in 1888. He is spending seven figures to retrofit and renovate that all-brick hotel for a hoped-for 2020 opening. But what happens when and if the military-serving barber shops, dry cleaners, and military gear stores eventually get squeezed out of downtown Oceanside? “I guess they’ll just have to buy everything they need on base,” says Alexander.

The Rassels are known for the Pour House, a South Oceanside restaurant/bar they opened five years ago which has done well with original live music five nights a week. Rassel accepts their new bar will not have music and must close by midnight. Those are the stipulations now mandated for any new bar at that address because of Firewater’s sketchy history. Oceanside Police said at the time that there had been numerous late night calls for service for fights and other problems outside the bar.

The Best Things to Do in Oceanside, California, From Surf Lessons to Baja-Inspired Tasting Menus - Condé Nast Traveler

The Best Things to Do in Oceanside, California, From Surf Lessons to Baja-Inspired Tasting Menus.

Posted: Tue, 26 Apr 2022 07:00:00 GMT [source]

Love this place, will always bring it up when deciding plans for the night. The harsh way Firewater Saloon in downtown Oceanside was closed September 25 is not how the state Alcoholic Beverage Control (ABC) usually deals with bar owners it doesn’t like. Firewater owners were given a ten-day notice before armed-and-uniformed state ABC officers and Oceanside police officers came in and posted SUSPENDED signs in the window and confiscated any leftover liquor. The owners had 180 days to sell the license. The Pour House stage features an array of talent from throughout Southern California and beyond.

"Terrible Tuesday" All Vinyl DJ Night w/DJ Lexicon Devil

Street parking only, but in this part of town is usually very easy. Jen and Coco are the absolute best, I'm always so glad to see them working! Food is great, and the burger always hits. Kitchen and bar are quick, and do a great job.

“I have a four-year lease.” But with all the intense pressure to gentrify downtown, what if he gets a lucrative offer to buy out his lease, I ask. Besides I have two granddaughters, one grandson, and a niece who works here. I guess you call that nepotism,” he laughed. But not everybody is ready to give up on the old downtown Oceanside which has catered to Camp Pendleton Marines for 75 years. Witness Jerry Alexander who owns and operates GI Joe's Military Surplus right next door to the old Firewater. “The only way they will get me out of here is feet first,” says octogenarian Alexander who has been selling uniforms and medals to Camp Pendleton Marines for 50 years.

Charlotte's Web 2: Wilbur's Great Adventure Movie Review

Table Of Content

• Find the Perfect Book
• Decent sequel to the original
• Parents' Ultimate Guide to YouTube Kids
• Save Page Now
• Video Item Preview
• Books All Kids Should Read Before They're 12
• Who is the protagonist of Charlotte’s Web?

But Charlotte’s children and grandchildren and great grandchildren, year after year, lived in the doorway. Each spring there were new little spiders hatching out to take the place of the old. Most of them sailed away, on their balloons. But always two or three stayed and set up housekeeping in the doorway. Mrs. Arable is Fern’s mother, who helps her take care of Wilbur when he’s a piglet.

Find the Perfect Book

The trough tipped up and then came down with a slap. There was a dull explosion as the egg broke, and then a horrible smell. Our work is created by a team of talented literature experts, to provide an in-depth look into books, like no other.

Decent sequel to the original

As time went on, and the months and years came and went, [Wilbur] was never without friends. Fern did not come regularly to the barn any more. She was growing up, and was careful to avoid childish things, like sitting on a milk stool near a pigpen.

Parents' Ultimate Guide to YouTube Kids

Next day, as the Ferris wheel was being taken apart and the race horses were being loaded into vans and the entertainers were packing up their belongings and driving away in their trailers, Charlotte died. The sheds and buildings were empty and forlorn. The infield was littered with bottles and trash.

Save Page Now

ASC to present 'Charlotte's Web' Arkansas Democrat Gazette - Arkansas Online

ASC to present 'Charlotte's Web' Arkansas Democrat Gazette.

Posted: Sun, 09 Apr 2023 07:00:00 GMT [source]

Aranea and Joy decide to stay with Cardigan, and the film ends as Wilbur has to babysit Templeton's children. Meanwhile, an evil fox named Farley comes and steals a hen from the barn, and Wilbur is framed for the attack after trying to stop him. Wilbur now must save his friend, and does so by trapping Farley in a "pig web". Charlotte is a grey spider with a white streak on her back, is one of the main characters in E.B. Wilbur quickly becomes a lovable character, with his naivety and innocence making him endearing to all readers.

Video Item Preview

Charlotte's Web performances coming this week News phelpscountyfocus.com - Phelps County Focus

Charlotte's Web performances coming this week News phelpscountyfocus.com.

Posted: Mon, 02 Oct 2023 07:00:00 GMT [source]

She immediately bonds with him and with the other animals on the farm. She teaches Wilbur how to communicate with humans and continues to care for him throughout the story. All in all, the Zuckermans’ pigpen was the center of attraction. Fern was happy, for she felt that Charlotte’s trick was working and that Wilbur’s life would be saved. But she found that the barn was not nearly as pleasant—too many people. She liked it better when she could be all alone with her friends the animals.

Modern Movies All Kids Should Watch Before They're 12

The hired worker on the Zuckerman farm. He finds Charlotte’s webs and reports to his boss every time there’s a new one. Charlotte saves Wilbur’s life by spinning words into her web. She is an advocate for Wilbur, always looking out for him and encouraging him. She is also an inspiration to Wilbur, teaching him that there is more to life than food and sleep.

The main conflict of the story is finding a way to keep Wilbur from being slaughtered. This results in the plan to use Charlotte’s web to write messages to the farm owner. The two protagonists of the story are Wilbur the pig and Charlotte the spider. The former is generally considered to be the most important of the two. Then she summoned all her strength and waved one of her front legs at him.

Who is the protagonist of Charlotte’s Web?

Life in the barn was very good—night and day, winter and summer, spring and fall, dull days and bright days. Although he loved her children and grandchildren dearly, none of the new spiders ever quite took her place in his heart. It is not often that someone comes along who is a true friend and a good writer. Meanwhile, an evil fox named Farley comes and steals a chicken from the barn, and Wilbur is framed for the attack after trying to stop him.

“That’s a fine spider and I’m going to capture it,” said Avery. “I’m going to knock that ol’ spider into this box,” he said. “You’re certainly making a beautiful noise,” snapped the old sheep. Common Sense Media's unbiased ratings are created by expert reviewers and aren't influenced by the product's creators or by any of our funders, affiliates, or partners.

At first, he seems uncaring and cold, but eventually, he develops a fondness for Wilbur and appreciates Charlotte’s efforts to save Wilbur’s life. He gives Wilbur a safe place to live. Charlotte’s most notable trait is her selfless nature. She often puts others before herself, going out of her way to help Wilbur, even though it means sacrificing her own safety and well-being. Charlotte’s personality is characterized by her warm-heartedness, her strong sense of morality, and her unyielding loyalty. Her gentle and understanding attitude makes her an inspiration to readers, young and old.

But as he was being shoved into the crate, he looked up at Charlotte and gave her a wink. She knew he was saying good-bye in the only way he could. Avery put one leg over the fence of the pigpen. He was just about to raise his stick to hit Charlotte when he lost his balance. He swayed and toppled and landed on the edge of Wilbur’s trough.

He loves playing with the other barnyard animals and is often times outsmarted or embarrassed by them. As the story progresses, Wilbur learns important lessons and values, such as courage and friendship. He also discovers that true friendship can be found in unexpected places.

How to Buy a Rental Property with No Money 10 Strategies

Table Of Content

• Alternative zero-down mortgage options
• Seller Concessions
• Purchase Plus
• Good Neighbor Next Door loan program

Buyers are typically responsible for closing costs, lender fees, and mortgage insurance, though there are opportunities to have some of these expenses covered by the seller or your lender. These are the USDA loan and the VA loan, which are both government-backed loans. Eligible borrowers can buy a house with no money down but will still have to pay for closing costs.

Second Home Mortgage Requirements and Rates for 2024 - The Mortgage Reports

Second Home Mortgage Requirements and Rates for 2024.

Posted: Mon, 01 Jan 2024 08:00:00 GMT [source]

Alternative zero-down mortgage options

Eligible property types include single-family homes up to four units, condos, and planned developments. You still have a few ways you can buy a home without spending years saving for a down payment. Discuss and agree upon how mortgage payments, property maintenance, and other expenses will be shared. It’s advisable to involve a lawyer to draft a co-ownership agreement that protects both parties in case of disputes or changes in circumstances.

Seller Concessions

The average cost of a home inspection is between $300 and $500, so be sure to include this figure when calculating the amount of money you need to buy a home. If you qualify for a VA loan, you won’t need to bring a down payment to the closing table when you get a mortgage loan. However, you will need to pay a VA funding fee equal to 2.3% of your loan’s value.

Purchase Plus

Not every mortgage lender offers government-backed mortgage loans — and not every lender that does offers no-down-payment options. If you’re looking to buy a home without a down payment, it’s important to begin your lender research early to secure affordable funding. If you have some money saved for a down payment, you could also explore mortgages with low down payment requirements. These include mortgages insured by FHA loans as well as certain conventional loans through Fannie Mae and Freddie Mac programs.

It’s a time to celebrate the role of small businesses in the U.S.—all 33 million of them. They account for about 40% of the U.S.’ $27 trillion gross domestic product and, even more importantly, are an essential part of the American Dream. For proof one only need consider the success of ABC’s Shark Tank, now entering its 16th season. In fact, a 2023 survey by Incfile, found that 90% of Americans dream of being their own boss, and three-quarters already have a business idea they’re itching to start. Chockley, a health care executive, bought a portion of the house through Pacaso, a brokerage firm that buys what many consider second or vacation luxury homes, sells them in fractions, and manages them. This strategy has lost some popularity lately as duplexes and triplexes aren’t as widespread as they used to be.

Can I use a gift for my down payment or closing costs?

If you’re still curious how it’s possible to buy a home with $0 to your name (which we don’t advise) here’s the scoop. These are just a few examples of some of the many expenses that come with owning a home. If you’re a homeowner who doesn’t yet have an emergency fund, you may want to consider prioritizing this account over retirement savings and debt reduction.

Most HFAs require that these downpayment assistance programs be used in conjunction with an HFA loan. Down payment assistance programs typically have credit history and income requirements. Programs for first-time home buyers may require the completion of a mortgage education course. You may also be able to get a conventional loan with a low down payment.

Insured by the Federal Housing Administration (FHA), an FHA loan requires only 3.5 percent down with a credit score as low as 580. Like other government-insured programs, FHA loans are offered by private mortgage lenders, so you might also have to meet a lender’s criteria to qualify. Additionally, you’ll have to pay for FHA mortgage insurance, which adds to your monthly payment and the cost of the loan.

Dena Landon is a writer with over 10 years of experience and has had bylines appear in The Washington Post, Salon, Good Housekeeping and more. A homeowner and real estate investor herself, Dena's bought and sold four homes, worked in property management for other investors, and has written over 200 articles on real estate. It can be done through a rent-to-own agreement, or the seller might be able to work out a payment plan with you.

We delve into the world of manifestation - but will a one-day course help our reporter land some extra cash and an engagement ring? Enjoy our weekend reads, and leave a comment, below, and we'll be back with all the latest personal finance and consumer news on Monday. Fast forward to April 2024, and reports from Bloomberg suggest that Red Lobster is contemplating bankruptcy. The reports point to “onerous leases” as a partial cause, noting they’ve hampered the restaurant’s cash flow. Brian Dennis, the founder of Dennis & Co., is one of Mandel's success stories. Small Business Administration (SBA), the final week of April marks National Small Business Week.

You’ll pay these premiums for as long as you have the mortgage, in most cases. Visit Down Payment Resource, which offers information on programs, to find a program you could be eligible for. 1 Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3%, and Rocket Mortgage will cover an additional 2% of the client’s purchase price as a down payment, or $2,000. Cost of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located.

Most borrowers pay a one-time funding fee, which can be rolled into the loan. Fractional real estate ownership and investing companies say they democratize real estate investing, opening it up at low points of entry as housing costs soar. Conventional mortgages may require lower down payments than you think — in some cases, this can be as low as 3%.

If you’re doing a short-term fix & flip, you could, in theory, make payments without using any of your own money and then pay off the entire balance once the flip happens. So, if you owe $300k on your house and it’s worth $400k, you have $100k in equity. Many believe that investing in real estate is a strategy reserved to help wealthy people increase their wealth. While it is easier to get started with a nest egg, it’s still possible to do it get it done with 0% down. Mortgage lenders require a down payment as protection against a borrower defaulting. The larger your down payment, the less you have to borrow, the lower your payment may be, and the more likely you are to qualify for favorable terms.

While you don’t technically need money to buy a home, you will need at least $500 to $1,000 of your own cash for earnest money. This is the deposit you transfer to the escrow company as soon as the seller accepts your offer. Plus, if you have NSFs or late payments due to living paycheck to paycheck, the underwriter may not feel comfortable approving the loan. You must have the perfect file except for the fact that you have none of your own money. Browse each website based on your location or conditions and find the programs that apply to you.

You can use the USDA’s income calculator here to see whether your income qualifies you for loan approval. Likewise, the amount of financial assistance you can get from the government depends on the program and your unique situation. For example, the Down Payment Toward Equity Act could grant you up to $25,000. There is also a lifetime limit on gifting recipients, but it’s in the millions of dollars, so it's unlikely to cause you any significant barriers. Lenders are limited in the fees they can charge on loans backed by the FHA, and the county limits how much you can borrow. Typically, a mortgage down payment is 3% to 30% of the total cost of the loan.

Then, you talk to your brother about financing your deal, and he provides the other $40k in exchange for a percentage of the monthly rental revenue. There are plenty of ways to buy a rental property without having to dip into your bank account. These can include a cash-out refinance, personal loan, private funding, and more. In most cases, you can ask your lender to cancel PMI as soon as you have paid down the balance to below 80% of the home’s value—or if the home rises in value, though a new appraisal may be needed. Note that mortgage insurance on FHA loans is applied differently and can be more difficult to get rid of without refinancing. Meanwhile, getting pre-qualified simply means you’ve discussed your finances with a lender and received a verbal commitment for the loan.

How to Buy a House With No Money Upfront: 9 Ways To Make It Happen

Table Of Content

• Today’s HELOC rates for April 11, 2024
• Certify that your finances are in order
• How do I know if a zero-down or low money down loan is right for me?

However, you’ll avoid PMI on a conventional loan with a 20% down payment, and borrowing less means your monthly payment will be lower. It’s important to weigh all your mortgage options before committing to a low down payment loan since other costs could increase to compensate for putting less cash upfront. VA loans are provided by private lenders such as banks, credit unions and mortgage finance companies, and partially guaranteed by the Department of Veterans Affairs. Consider what loan types you’re eligible for and their mortgage insurance requirements.

Today’s HELOC rates for April 11, 2024

Other mortgages, such as FHA loans and some conventional loans, also have low down payment requirements. Your lender will probably want to see a letter of intent from the individual and possibly even want the funds transferred into your account before approving your loan application. The USDA loan program provides mortgages for low-to-moderate income homebuyers in areas designated as “rural” by the U.S. These programs include low interest rate or low (or zero) down payment mortgage products. You don’t have to rely on just government-backed programs to get a mortgage loan with an option for no down payment.

Certify that your finances are in order

Also, because there is less competition among home buyers in this sector of the market, you’re less likely to go up against other bids when submitting an offer on a home that’s in foreclosure. Whether this comes from your bank account, a gift from a relative, the sale of a car or crypto, or somewhere else, you’ll need some amount of money upfront. Sellers don’t accept offers with no earnest money, as that would imply a buyer who is not serious about completing the sale. Find ones that offers down payment assistance as a percentage of the home’s price. Rocket Mortgage® is an online mortgage experience developed by the firm formerly known as Quicken Loans®, America’s largest mortgage lender. Rocket Mortgage® makes it easy to get a mortgage — you just tell the company about yourself, your home, your finances and Rocket Mortgage® gives you real interest rates and numbers.

How do I know if a zero-down or low money down loan is right for me?

There are also companies in Europe that offer both fractional ownership and low cost fractional investing, suggesting the trend is taking hold elsewhere. The requirements for buying a house with no money down depend on the specific loan program or assistance program you are using. Typically, you must meet basic eligibility requirements, such as having a good credit score and a stable income. You may also be required to live in the home as your primary residence for a certain period of time. VA loan borrowers are exempt from certain closing costs, including underwriting and attorney fees, but you will need to pay a funding fee which averages 2.3% of the loan. This funding fee is important because you pay it directly to the Department of Veterans Affairs, which allows it to offer these types of financial products.

Low Income Home Loans and Housing Programs in 2024 - The Mortgage Reports

Low Income Home Loans and Housing Programs in 2024.

Posted: Fri, 26 Jan 2024 08:00:00 GMT [source]

Low down payment home loans

Closing costs will be itemized by your lender and submitted to you using a document called a closing disclosure. You don’t need high credit or to be completely debt-free to apply for a VA loan. However, individual lenders issuing these loans may have credit and debt requirements in place for borrowers. As a general rule, you’ll need a credit score of at least 580 points to be approved for a VA loan. It's important to note, however, that you’ll still have to pay closing costs, no matter the mortgage you choose — those are generally another 3% to 6% of the loan total.

Cons of no-down payment mortgages

While these purchases were underway, Ascension was already on the hunt, leveraging its network to identify investors interested in buying and then leasing back the properties. The negotiations demanded flexible closing dates and a bit of secrecy; the original owners were kept out of the loop to prevent them from attempting a sales leaseback on their own. The strategy was a success, netting Mandel’s client $69.3 million from the sales leasebacks—a $15.3 million profit over the initial investment in the businesses and their properties. Mandel’s firm Ascension charges fees of approximately 1 to 6% of the transaction cost, depending upon the size of the deal, she says.

Home Equity Loan

VA loans are only available to active-duty service members, veterans and eligible surviving spouses. Department of Veterans Affairs (VA) and offered by VA-approved lenders as part of your military benefits. With the exception of programs tailored to doctors (more on that below), most true “zero-down” mortgages are part of government-backed loan programs.

A USDA loan might be a good option for you if you don’t make significantly more than the median income for the county where the home is located (usually that’s no more than 115% of the county average). This limit varies by location, helping less affluent borrowers in expensive states afford a home. When modified by payment assistance, your interest rate could be as low as 1%. Helali advises that if you’re offered down payment assistance, specifically ask about the terms of repayment (if there are any) and what is required to qualify. “A lot of these programs are going to be different, so it’s always good to ask what repayment terms look like, if any,” he says.

Similar to a HELOC, a home equity loan allows you to borrow against your equity in the house. Though there are a number of advantages to a 20% down payment, it sometimes makes sense to make a smaller down payment. The size of your down payment is a percentage of the home price, rather than a dollar figure. So the price of the home dictates how much the down payment should be. The DPA may come in the form of a grant, a loan with payments, or a forgivable loan. While some forms have their advantages, they all can help you get into a home.

A home equity line of credit allows you to tap into the existing equity on your house. With a line of credit, you get access to a certain amount of money, but you can choose how much to take out. You then have to begin making payments (including interest) on the amount you borrow. You need $100k for a real estate investment, and a cash-out refinance provides you with $60k.

Both loans also come with a loan level price adjustment (LLPA) credit of 1% of the loan amount up to $3,500. If the loan is below $200,000, the credit will be $2,000 as opposed to 1%. You can’t earn more than 80% of your area’s median income and still qualify. But unlike USDA loans, this stipulation only applies to the parties on the loan, not your entire household.

One of the biggest dilemmas you may face is whether or not to make a down payment. It’s often possible to get a VA loan above the current conforming loan limits, as long as you have enough credit and can afford the payments. Zero down home loans aren’t available everywhere and to every borrower, but if you do qualify and can find an area with a zero down mortgage, homeownership could be much more attainable. You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website.

Offer may not be redeemed for cash, and no change will be given if the discount amount exceeds costs otherwise due. Rocket Mortgage reserves the right to cancel this offer at any time. Government-backed USDA and VA loans can allow you to buy a home with $0 down. The fact that these loans are backed by the federal government allows lenders to be more lenient with down payment requirements.

Scheduling an individual home inspection usually costs around $100 to $150. While there are circumstances where it makes solid fiscal sense to buy with no money down, there are few. In general, if you can’t afford a down payment, you may or may not be likely to afford your mortgage for the full term of the loan, which would be a very painful situation.

In many cases, you can also combine multiple strategies in order to get enough cash for a down payment. Bear in mind that the down payment is just one of many home-related expenses. You may want to budget up to 1% of the home’s value for annual maintenance costs.

Glow Toner: Hydrating Facial Toner

Table Of Content

• Wonderful product!
• CHARLOTTE'S RECOMMENDED SKINCARE ROUTINE
• Charlotte Tilbury's Pinkgasm Beauty Light Wand Gives Me the Perfect Lit-From-Within Glow
• Step 5
• Can it be used daily?
• My Review of Charlotte Tilbury Glow Toner

You acknowledge that you, not Space NK, are responsible for the contents of your submission. I purchased this to change up from my normal Elemis toner, firstly the scent of this is beautiful and it feels really lovely to actually use the product.I’ve noticed a notable difference in my skin tone and glow in my skin after using. The product is expensive but in my opinion worth it. But don't get me wrong — it was even better than what I originally thought.

Wonderful product!

The new Charlotte Tilbury Glow Toner has launched and I have been testing it out. This is an acid-free product which works to tone and promote skin renewal. If you have an NDULGE account you can receive 10 Ndulge points per review, for a maximum of 10 reviews per month. Please see here for further information about your reviews and NDULGE points. Use the tab key or shift plus tab keys to move between the menu items. You can also use it directly on to the skin by splashing a few drops into your palms and pressing it on to the skin, but I find this makes it less effective at ‘toning’ and working to remove last traces of cleanser and impurities.

CHARLOTTE'S RECOMMENDED SKINCARE ROUTINE

You should cleanse your skin, and then apply it on to dry skin. An essence if you use one, serum, moisturiser, SPF (day). Step into the world of professional make up artistry with Charlotte Tilbury. Famed for gracing the faces of A-Listers including Bella Hadid and Kate Moss, Charlotte developed her eponymous brand by fusing Hollywood finishes with easy-to-use formulas. Brimming with skin care ingredients, the Glow Toner is a multi-tasking marvel that reduces the appearance of pores and resurfaces skin to reveal a moisturised, brighter complexion. You can finally get Charlotte Tilbury's beloved Beauty Wand in Pinkgasm for $38 at charlottetilbury.com.

Charlotte Tilbury's Pinkgasm Beauty Light Wand Gives Me the Perfect Lit-From-Within Glow

We're proud to say that all customer reviews are independent, authentic and do not represent the views of Cult Beauty or The Hut Group. If anything, it adds a light layer of hydration while balancing the skin. It has a similar smell to that of most Charlotte Tilbury skincare – a kind of floral scent that you will be used to if you use other CT products. I find that the action of the cotton pad swept across the skin ensures skin is completely clean and ready for the next post-toning steps. For the latest information, it is recommended to review the ingredient list printed on the packaging of the product prior to usage or consumption.

Step 5

The Charlotte Tilbury Glow Toner has a soft milky texture that I really like. It is not a clear solution like many traditional toners and I love that it has Niacinamide in, which my skin really likes and I find great on enlarged pores. This isn’t a full review as such, as I have only tried this out for a few days, but I have looked into the ingredients, and what the product aims to do and am giving you my thoughts based on that and how I have found it on my skin. I have also taken questions from Instagram and answered them, so I think you will find this useful. Due to the hype surrounding this product, I was anxious to get this highlighter on my face.

An extract from the prickly pear cactus flower, Exfolactive, supports the skin’s natural exfoliation process, while Poretight, a red clover flower extract, works to reduce the appearance of enlarged pores and uneven skin. Apply morning and evening to clean, dry skin using a cleansing pad or press on using your hands and follow with the rest of your skin care. Create a natural-looking glow with Charlotte Tilbury Glow Toner, an acid-free toner that works to refine pores while smoothing and hydrating skin. It gently resurfaces and preps skin for the remainder of a daily skincare routine. Apply morning and evening to clean, dry skin using a cleansing pad or press on using your hands and follow with magic skincare. The Charlotte Tilbury Glow Toner is designed as a post cleanse step.

Packaged in a recyclable bottle, Charlotte Tilbury Glow Toner works to boost your skincare routine to provide the best results. Where reviews refer to foods or cosmetic products, results may vary from person to person. Customer reviews are independent and do not represent the views of The Hut Group. All products are independently selected by our editors. If you buy something, we may earn an affiliate commission. Please remember that results will vary from person to person.

Like I mentioned, there's currently a wait list of over 50,000 eager shoppers, but if you're unable to get your hands on it, the beauty wand is luckily still available in the shade Peachgasm. Contrary to its light-catching pink tube, this highlighter doesn't exactly scream blinded-by-the-city-lights glam; its subtlety makes it more suitable for everyday wear. Even though its radiance may not compare to the brightness of the sun's rays, you'll definitely notice a difference in your complexion's luminosity if you go without it. This highlighter's pink-meets-red hue also doubles as a blush for light and medium skin tones, and if you're always in a rush like me, you'll appreciate this product's multitasking abilities when time is of the essence. As it has been formulated for use as a classic toner, and not an essence, I have been using it as the post-cleanse step, splashed on to a cotton pad and then wiped over clean, dry skin.

Once the moment of truth came — that is, after buffing out the rosy-pink liquid formula with my Real Techniques Expert Face Makeup Brush — the pink pigment seemed to have disappeared… but not entirely. What remained was a very subtle hint of pink and some barely-even-there sparkles smattered on the high points of my cheeks and the bottom corners of my forehead. I'm not really partial to base products with a vibrant color payoff and lots of sheen, so I was glad that this product didn't look as intense as it did straight out of the tube.

Lizzo's Skin Was Glowing on the Red Carpet Thanks to Charlotte Tilbury's NEW Pore-Refining Toner - Yahoo! Voices

Lizzo's Skin Was Glowing on the Red Carpet Thanks to Charlotte Tilbury's NEW Pore-Refining Toner.

Posted: Mon, 27 Jun 2022 07:00:00 GMT [source]

TRACKED $7Free on all orders over $50Receive your order in 7-11 working days.

It does feel really nice and refreshing and it’s great that it doesn’t have acid because I think it’s so easy to over-use acid by accident. It doesn’t give you that super boost of moisture that an essence does, but then it is supposed to be a toner and not an essence. Silky and smooth skin awaits with Charlotte Tilbury's gentle Glow Toner. Yes, the Charlotte Tilbury Glow Toner has been designed for use daily both AM and PM.

It smells lovely and applies well, hydrating my skin and making it look glowy. I like this toner for boosting my usual skin care stuff and keeping my skin really hydrated throughout the day especially on non-make up days. It also makes a great smooth base for make up. I really rate all of the Charlotte tilbury skincare I have tried and this lives up to the brand’s high standards. Formulated with niacinamide to help smooth skin and reduce the appearance of pores, this toner also contains sodium hyaluronate to help skin retain moisture.

Fragrance (parfum) comes 13th on the ingredients list. There is also LIMONENE, CITRONELLOL, GERANIOL, LINALOOL, CITRAL, EUGENOL much lower down on the ingredients list, used as low level fragrance. However, having said that, it is acid free but it does contain fragrance. So if you are particularly sensitive to fragrance, then this may not be for you. It also contains an alcohol form, Benzyl Alcohol whose primary function is to act as a preservative, but it is considered to be minimally sensitising.

Los Angeles-based makeup artist Robin Black's philosophy on highlighters pretty much summarizes how this beauty wand worked its magic on my face. "It has the added benefit of giving a dewy, fresh look to the skin and can help makeup look less makeup-y," she previously told Allure. The formula contains a couple of ingredients designed to boost the skin’s natural exfoliation process without using any added acid exfoliators. There’s a Prickly Pear Extract (Exfolactive) that boosts natural exfoliation and also a Peptide that boosts cell turnover.

I’d say if you were wanting to use it just once per day, then night time would be the most appropriate for a really thorough cleansing process. This is slightly tricky because, as it is acid free, it has been formulated to be more gentle than a classic exfoliating toner, and in this respect, should be good if you are sensitive. I’ve given this product 3 stars as personally I just didn’t get it / notice any change. It’s a thick consistency and a little goes a long way. The smell is gorgeous and it went on nicely. But I didn’t notice a long term difference / feel much difference.

Dinner Cruise in San Diego City Cruises

Table Of Content

• San Diego Harbor Cruises by Flagship & City Cruises – prices, dress code
• Holiday and Seasonal Cruises
• Champagne Yacht
• Tips for Choosing the Right Harbor Cruise
• San Diego Sailing Tours

You’ll sail past famous landmarks such as the Coronado Bay Bridge, North Island Naval Station, Point Loma (say “hi” to the sea lions!), and the Star of India. This 2-hour cruise is arguably the best way to start out your day, setting the scene for more adventure, sightseeing, and fun. Light appetizers hit the spot and make for a great way to start an evening on the town or as a precursor to a full dinner back on shore.

San Diego Harbor Cruises by Flagship & City Cruises – prices, dress code

While the food alone is honestly worth it, it’s even better when you’re on an elegant yacht sailing past the illuminated San Diego skyline. Once you board the vessel, you’ll be escorted to your table and be able to order some drinks until dinner begins. However, you can join a jet boat ride for as little as US$40 or feast on a brunch cruise for US$112. I recommend checking out the cool and comfortable yacht cruise with only up to 6 passengers allowed. Tear through the choppy waters of San Diego Bay on both wild and short jet boat rides – guaranteed to get your blood pumping! Your captain will be sure to point out all the amazing landmarks, including the USS Midway, Coronado Island, Seaport Village, and more.

Holiday and Seasonal Cruises

In addition to historic military sights, look for wildlife native to the bay, such as seals, sea lions, pelicans, and blue herons. The 90-Minute San Diego SEAL Tour hits all the best stops along the Embarcadero and in the San Diego Bay itself too. This is thanks to the unique design of the SEAL tours’ signature vehicles, Hydra-Terras, which are boats with wheels that can carry passengers down the road just as easily as they can ferry you out to sea. San Diego’s iconic skyline, the magnificent sway of the Pacific, and an irresistible seabreeze beckon to adventurers and escapists alike.

Champagne Yacht

Once you’ve found your seat, you can enjoy either the open-air observation deck for the best views or hang out at your seat and wait for dinner to begin in the enclosed cabin. This means that everyone will stay comfortable, no matter what the weather may look like that night. Depending on the time of year, you may want to do a whale watching tour in San Diego. You’ll take a dip into its waters for an even more immersive experience, and make sure to keep your eyes peeled for the vibrant marine life before you head back to your starting point. One more thing that makes those rides convenient is the various morning or afternoon departures you get to choose from, so you can totally customize this experience according to your free time and schedule. With only 6 seats available at a time, your reservation also ensures that your special journey will remain private.

New St. Patrick's Day, Easter Cruises Coming To Orange County - Newport Beach, CA Patch

New St. Patrick's Day, Easter Cruises Coming To Orange County.

Posted: Tue, 22 Feb 2022 08:00:00 GMT [source]

Some harbor cruises exclusively offer seating on the main deck of the ship, which may only be accessible by staircase or ladder. Other tours have dedicated seats that are accessible for anyone using a mobility device. Sunset Sail tour groups are limited to a maximum of six people per boat, which makes for an intimate experience. Many couples enjoy the romantic atmosphere, though the tour is also suitable for families.

Look out for local wildlife during the cruise, and make use of provided jackets and blankets for added warmth when the bay cools off after sunset. Boat rentals last for an hour and come with operating instructions and a map of the bay’s landmarks. You can choose where you want to go, traveling between Harbor Island, Liberty Station, and America's Cup Harbor, all while seeking out local wildlife like seabirds and sea lions.

San Diego Sailing Tours

Hop aboard your speedboat and navigate through the harbor while taking in iconic sights and learning about local history. Whether you’re a first-time visitor or a returning explorer, there’s something truly special about seeing San Diego from the water. The sparkling skyline, the majestic Pacific Ocean, and the refreshing sea breeze all work together to create an unforgettable experience.

What is the best time of day to take a San Diego harbor cruise?

Don’t forget your camera to capture the stunning views and wildlife sightings. You may also want to bring some cash for any onboard purchases or gratuities. San Diego’s harbor is both a gateway to the city’s past and a tranquil escape from its vibrant present. A cruise here is a tonic for any travel-weariness and a passport to new perspectives.

15 Best Places To Watch San Diego Sunsets: Scenic Spots & Views - La Jolla Mom

15 Best Places To Watch San Diego Sunsets: Scenic Spots & Views.

Posted: Sat, 02 Dec 2023 08:00:00 GMT [source]

The shimmering San Diego Bay is home to placid waves, beautiful sunny weather, incredible views, and lots of wildlife. You can see it all when you embark on a cruise or tour of the harbor, which lets you explore many notable sites from the sea. These narrations give you insights into the area’s history, landmarks, and interesting facts. Not only can you take in breathtaking views of the city skyline, but you can also enjoy the bottomless mimosas and delicious breakfast options, both vegetarian-friendly. You’ll get to indulge in live entertainment as the attentive crew tops up drinks all aboard the luxury yacht. This is one of the perfect Harbor tour choices for all the gentle souls who want to experience the sunset views of the area while enjoying a boat ride.

While the sheer speed of the jet boat is more than enough reason to give this tour a try, traveling at up to 50 miles per hour and taking 360-degree turns white knuckled is only half the appeal. These sights include multiple naval vessels like the Star of India, the USS Midway Aircraft Carrier, and the fleets on display at the Maritime Museum. Other alcoholic drinks are available to purchase from the bar during the tour.

Cruise alongside playful sea lions, Navy ships, scenic skyline architecture, past historic landmarks and under the Coronado Bridge. Our expert guide will entertain you with local insights and panoramic views that connect San Diego’s past, present and future. Our outstanding crew will be waiting to welcome you aboard with complimentary champagne.

Tours embark at either midday or sunset depending on your booking preferences, and you can travel privately or share the vessel with other vacationers. The cruise route begins at the Sunset Resort Marina and continues on to the Maritime Museum and Old Point Loma Lighthouse in Cabrillo National Monument. In addition to the champagne, guests are also invited to dine on a number of seasonal dishes served in a buffet style. Offerings include a carving station, multiple breakfast and lunch options, pastries, salads, seafood, and a decadent dessert to top off the afternoon.

They offer many ways to cruise around San Diego Bay, but their cruises on their luxury ships are the most popular. Offered Thursday to Sunday, you’ll board the Flagship Cruises yacht before receiving complimentary champagne and being brought to your table for some yummy food selections. The San Diego Premier Dinner Cruise is our Editors Choice for the best San Diego harbor dinner cruise. With 3 different levels, you can enjoy the snack bar, sodas, wine, beer, and cocktails – should you need anything else, the crew is always very helpful. We also appreciated how much seating and space there was, so no need to cram yourself through crowds of people to get a good view. Take some time to walk around and get acquainted with the vessel, and perhaps take some photos before it’s time to eat.

Everything to Know for Your First Disney Cruise

On Disney Dream and Disney Fantasy, the teen club has its own set of small pools at the front of the ship. Edge is a much smaller space, but tweens have tons of fun playing video games, having dance parties, doing crafts, playing trivia games and more with their newfound cruise friends. Know that once your child turns 8, you have the option of giving them self-checkout privileges.

Everything to Know for Your First Disney Cruise

During these sailings, you’ll spot characters in special outfits and can enjoy themed food and beverage options, specialty entertainment, and much more. Disney Cruise Line guests love to bring themed attire to celebrate the occasion, so plan ahead if you want to partake in the fun. There's plenty that sets Disney Cruise Line apart from its competitors — and not just the endless soft-serve ice cream, family-friendly staterooms, or being able to hug Mickey Mouse on your way to a Disney princess-themed restaurant. All five Disney cruise ships are elegantly designed and provide high-end services.

(great) Mother’s Day gifts

Disney Wish especially invested in its adult offerings with an infinity pool, along with more bars spread around the ship instead of being clustered into one main area. Though most everything is included in Disney Cruise Line sailings, there are a few additional but worthy expenses. For the little ones, there’s also a “It’s a small world” childcare nursery for children six months to three years old, for an hourly cost.

Disney Cruise Line loyalty program

You can bring packs of bottled water, but you'll have to carry it through embarkation — it cannot be packed with luggage — so consider bringing refillable bottles or tumblers. Cruise vacations are a great way to unwind and relax in some of the most beautiful locales in the world, and a Disney cruise takes the traditional experience up a notch with unique, familiar touches and a little bit of magic. With so much to know before you set sail with Disney Cruise Line, it's easy to miss out on the most interesting facts and features. Disney is notable in that it also allows you to bring your own alcohol on board. Each guest older than 21 can bring up to two bottles of wine or six cans of beer when they first board and at every port of call.

Disney Cruise Line does offer dining upgrades by way of its upscale on board restaurants, which are exclusively for adults and absolutely worth the splurge. Palo, an Italian restaurant located on all four Disney Cruise Line ships, serves a three-course selection of dishes including pasta, steaks and souffles, well as a brunch on select sailings. Disney Dream and Fantasy additionally offer Remy, a multi-course fine dining French restaurant with a dress code to match.

Note that it is important that the name on your reservation be exactly as it is stated on your passport or other official proof of nationality. The specific documents you will need will vary by cruise destination. Having a passport is always a good idea, but it's not technically required on all Disney cruises. For example, round-trip cruises originating in Port Canaveral, Miami, Fort Lauderdale, Galveston, San Diego, New Orleans, New York and San Juan, Puerto Rico, often do not require a passport.

He is the third worker at the family-oriented cruise line to be arrested on federal child sexual abuse material charges in South Florida this year; fellow Phillippine nationals Alvin Gonzales, 49, and Amiel Trazo, 28, have also been indicted in U.S. “Once on scene, the Coast Guard Jayhawk aircrew deployed their rescue swimmer aboard the cruise ship, who prepared a rescue basket and litter to safely hoist the patient and cruise ship doctor aboard the aircraft,” the Coast Guard said. Neri, who is a citizen of the Philippines, is charged with transportation of child pornography and possession of child pornography. Neri, 44, told investigators that he downloaded and bought links for files containing adult pornography via group chats on Telegram and Facebook Messenger. When asked about folders on one of his phones, including one that depicted sexually explicit images of a 17-year-old girl, he said he must have saved it to his phone without looking at it after receiving it in one of the group chats. Law enforcement found sexually explicit pictures and videos of minors on two phones belonging to Tirso Neri, who was working on the Disney Dream.

Otherwise, you won't find so many people in the pools on port days, early in the morning and right before dinner. There are thousands of people on the ship and only a few small pools, so plan accordingly. On a Disney cruise, the snacks and pastries you'll see in the coffee shop or kiosk are all included, but the specialty coffee will cost extra.

WATCH: Pregnant woman airlifted from Disney cruise ship nearly 200 miles offshore - WPEC

WATCH: Pregnant woman airlifted from Disney cruise ship nearly 200 miles offshore.

Posted: Wed, 17 Apr 2024 21:46:07 GMT [source]

On Disney Dream, Disney Fantasy and Disney Wish, you'll find an ice cream shop stuffed with candies, gelato and ice cream — all for an extra charge. At these restaurants, you can order whatever you want on the menu at no extra charge, with a few exceptions (for example, alcohol and specialty drinks cost extra). Passengers on their first Disney cruise don't get to make those reservations until 75 days out if they aren't in the concierge level. The reality is the hottest items are often booked up by then, especially on shorter cruises when there's less time to do everything. You also have your own check-in area at the port and are among the first to board the ship, which can mean extra time to enjoy having the waterslides to yourself.

On Alaska sailings, expect to meet Mickey in fisherman's overalls and Minnie in a fur-lined coat; on trips through the Mediterranean Sea, Goofy dons an Italy-inspired suit. Specialty characters are also known to show up from time to time, like Minnie, Daisy, and Clarabelle appearing as the Sanderson Sisters from Hocus Pocus during the spooky season. Whether you use a travel agent or not, make sure to maximize your credit card points when paying for the cruise by using a credit card that offers extra points for travel purchases and maybe even offers some built-in travel protections. When you are on the ship, you will not need cash or a credit card — all incidentals, purchases and services will be charged to your cabin folio.

The material featured both teenagers and young children, according to an affidavit signed by Homeland Security Investigations Special Agent Eric Stowers. “Watchstanders in Sector San Juan received a communication from the Disney Fantasy Monday morning requesting medevac assistance as the cruise ship was transiting 260 nautical miles northwest of Aguadilla, Puerto Rico,” according to the release. You don’t want to sour a wonderful vacation with a never-ending line simply to exit the ship.

Uncover a hidden world of fun with Midship Detective Agency, an all-ages interactive game utilizing screens and props hidden throughout the ship. Watch current releases in the on-board Buena Vista Theatre or play basketball or experience VR sports simulators at sea on Goofy’s Sports Deck. Guests on the Disney Magic cruise ship will rotate between three restaurants nightly. Rapunzel’s Royal Table provides a themed night of lively music, revelry from some Snuggly Duckling denizens, and an appearance by Rapunzel and Flynn Rider within a lantern-lined ballroom.

There’s plenty of aquatic fun to be had on this Disney cruise liner as well, with Nemo’s Reef for littles, an array of pools, and the AquaDuck, an onboard “water coaster” with views of the surrounding ocean, which is a Disney Cruise family favorite. Disney's Castaway Cay, or simply Castaway Cay, is a private island in the Bahamas which serves as an exclusive port for the Disney Cruise Line ships. It is located near Great Abaco Island and was formerly known as Gorda Cay. In 1997, The Walt Disney Company purchased a 99-year land lease (through 2096) for the cay from the Bahamian government, giving the company substantial control over the island. He has been charged with possession of pornography and transportation of child pornography, per a federal criminal complaint obtained by PEOPLE. Tirso Neri, 44, was charged with possession of pornography and transportation of child pornography.

Few can resist a Mickey-shaped treat while visiting any Disney property, but the best mouse-themed treat on the ships can be found at Cove Cafe. Order a cappuccino, ask for Mickey's face on it, and prepare to enjoy your jolt of caffeine with some extra magic. It'll cost a few bucks, but the joy of sipping a “Mickeyccino” will always outshine the complimentary coffee served on board. Soda is included during sit-down meals, but if you’re craving a thirst quencher outside of those times, go to the free-flowing beverage stations near the pools on each Disney ship. This is especially important if character meet-and-greets are a priority for you.

But for those with kids in that Disney age range, or for adults who know and trust the Disney brand, it's hard to go wrong in choosing Disney Cruise Line for your next vacation. Those sorts of prices will only be available during the offseason, such as in mid-to-late January and early February or for repositioning cruises as the ship moves from, say, Puerto Rico to Florida. That same cruise during spring break can cost double or more, so the more date flexibility you have, the better.

How this major cruise line gets fresh fish from port to plate in hours

Table Of Content

• The Budget Accommodation Choice
• Our Ships
• What kinds of fish are part of the program?
• Breakaway Plus Class
• Breakaway Class
• Experience the beautiful harmony of ancient wonders and modern metropolises

"Excellent service, attractive ship with plenty of open space, and cabins are nicely appointed," said one voter about the Seabourn Encore. "Undoubtedly the best cruise line ever," said another, who traveled aboard the Seabourn Ovation. "Great food, service, and large suites on small, intimate ships." For travelers whose vacation budgets have no limits, consider upgrading to "the most exclusive address at sea" — the Regent Suite.

The Budget Accommodation Choice

Choose from Free Unlimited Open Bar, Free Specialty Dining, Free Airfare for 2nd Guest, Free Shore Excursions, Free WiFi and Free 3rd & 4th Guests.

Our Ships

The fish was inspected and moved onto an extension lift – think a utility vehicle modeled on Mr. Fantastic – parked near Holland America Line’s Koningsdam ship. If you have more flexibility in your budget, consider what’s important to you in accommodation. If you plan to spend a lot of time in your cabin, you might value a balcony or a spacious room more. Families might look for cabins with connecting doors or extra bed options. If budget matters above all else, an interior cabin is a wise choice. You could also save money by booking a saver fare offered by some cruise lines.

What kinds of fish are part of the program?

Carnival Cruise Line shuts down illegal on-board activity - TheStreet

Carnival Cruise Line shuts down illegal on-board activity.

Posted: Thu, 18 Apr 2024 14:12:47 GMT [source]

The 48-hour window applies on most voyages, but on repositioning sailings or crossings, fresh fish may be served over a longer window. In those circumstances, however, the fish is not served under the “port to plate” banner. Here’s how to select the best cruise ship cabin for your needs, whether you're seeking breathtaking views, peace and quiet, convenience, or the best value.

Breakaway Plus Class

Viking operates smaller ships with a maximum of 930 passengers, which makes it easier to visit ports that larger cruise liners cannot navigate. Earn your wilderness badge as you cruise between the Alaska glaciers, pan for gold in prospecting towns, and trek across the rugged tundra on an Alaska vacation. And savor a burst of flavors throughout culture-rich ports in the Mediterranean, the British Isles, Scandinavia and beyond on an unforgettable cruise through Europe. No matter where in the world you choose to wander, cruises can take you deep into top-rated cruise ports and off-the-beaten-path gems, so you can experience each one like a local. The cruise line sources fish locally from more than 60 ports around the world.

When you’re not out exploring a new port of call, you can take cooking classes, book a spa day or fitness class, enjoy evening entertainment or gamble at the casino, among other activities. When visiting ports of call, Viking itineraries feature the highest average hours in port per day, which gives travelers extra time to explore destinations and their unique attractions. Passengers can choose from fine dining, al fresco and poolside dining, regional cuisine and room service. Families can experience Disney magic by booking a cruise through Disney Cruise Lines.

Every one of our ships features its own unique twist on Carnival-style fun. Dine, dance, laugh, and relax with onboard activities, premier entertainment, and unforgettable shore excursions. Get on island time and unwind on some of the best beaches in the world, venture deep into the rainforests, and snorkel the most vibrant reefs on a Caribbean or Bahamas cruise getaway with the whole family. The reporter on this story received access to this sailing from Holland America Line. "Any alterations that we need to make should only be seasoning issues, temperature issues, volume issues, maybe a little bit of sauce," he said.

Regent Seven Seas Cruises offers an unrivaled experience for the most discerning travelers. All of its ships are truly all-inclusive, with complimentary unlimited shore excursions at its more than 500 ports of call. These engineering wonders take home awards every year for their cutting-edge design, first-of-their-kind attractions, world class dining and accommodations, and unforgettable experiences. From the tallest slide at sea, to culinary concepts that take guests from Japan to Italy to Wonderland, the world’s largest cruise ships are full of adventures guaranteed to wow every kind of explorer. Cruising offers something for every traveler, allowing you to visit multiple destinations while sleeping in the same bed every night. Whether your next vacation is with your family, your partner or solo, there's a ship that’s right for you.

Experience the beautiful harmony of ancient wonders and modern metropolises

Disney Cruise Line passenger rescued by US Coast Guard after emergency off Puerto Rico - Fox News

Disney Cruise Line passenger rescued by US Coast Guard after emergency off Puerto Rico.

Posted: Wed, 17 Apr 2024 15:57:00 GMT [source]

On our sailing, they initially loaded enough for five or six days and would later restock. Celebrity Cruises delivers an elevated premium vacation experience across our fleet of ships traveling to nearly 300 destinations across more than 70 countries spanning all seven continents. Uniquely offering the intimate feel and thoughtful service of small ships, with the variety and excitement of bigger ones—you can explore the world or get away from it for a little while. With every detail elevated beyond expectations, you will never want to vacation any other way. Getting fresh supplies is easier on some cruises than others. On sailings like ours with many sea days, the kitchen staff has fewer options than in Europe for instance, where vendors are plentiful.

Every year for our World's Best Awards survey, T+L asks readers to weigh in on travel experiences around the globe — to share their opinions on the top hotels, resorts, cities, islands, cruise ships, spas, airlines, and more. Readers rated individual cruise ships on their cabins and facilities, food, service, itineraries and destinations, excursions and activities, and value. Those assessments were combined to generate results for the cruise lines in five categories; large-ship ocean cruise lines have ships that can carry 600 to 2,199 passengers. It all starts with the boldest cruise ships at sea — and ours have won awards for everything from world class dining and spectacular entertainment, to record-setting onboard thrills and groundbreaking innovation.

The stateroom features a king-size bed, large closets and robes and slippers. Bathrooms include glass-enclosed showers, anti-fog mirrors and heated floors. Many or all of the products featured here are from our partners who compensate us.

Viking, a cruise line based in Basel, Switzerland, is no stranger to accolades. News' luxury list last year too — despite Chairman Torstein Hagen indicating he isn't a fan of the word. Here, average daily rates accounted for 60% of scores, while expert, traveler and health ratings accounted for the other 40%. Cruise lines with average daily rates of $300 or more did not qualify for this category. MSC issues certifications to fisheries that meet its sustainability requirements, as well as Chain of Custody certifications that affirm the fish customers are buying comes from a certified fishery.

The best cruise lines offer transportation, accommodations, food and entertainment that meet their target audience's needs. "They're the best," said one traveler, who recalled a trip on the Seabourn Encore. "We never take a cruise on any other line. The accommodations are beautiful and comfortable, the service superb, and the food delicious and varied." Other voters had similarly high praise for what Seabourn offered.

Inside cabins on the 'P&O Arvia' cruise ship are a good value accommodation option. Though mass Covid-19 outbreaks early in the pandemic exposed health concerns surrounding cruising, a new survey indicates travelers may not abandon ship travel after all. To qualify for this category, at least 62% of a cruise line's online traveler reviews must be made by couples. Whether you just need some "me time" or are looking to meet new people, Norwegian features an extensive inventory of single cabins called studios. These staterooms are an average of 100 square feet with a full-size bed and separate sink and shower areas.

The right accommodation can enhance your cruise experience, providing you with a comfortable retreat after a day of adventure, but some choices may turn out to be an expensive mistake. Smaller cruise lines — with ships that fit hundreds rather than thousands of guests — dominated U.S. Cruising while single can get expensive since most cruise lines charge based on double occupancy. For single travelers, the best cruise line to travel on is Norwegian Cruise Lines.

Best Way to Spend the Day in Belize on a Carnival Cruise

Table Of Content

• The Best Caribbean Islands to Visit This Summer, From Antigua to St Croix
• Sightseeing in Belize City cruise port
• Where is Belize and the cruise port
• Dining In Belize City – Belize
• Belize City (Belize) Cruise Port Guide: Review (
• Mayan Archaeological Ruins

An authentic Belizean lunch provides a delicious closing chapter to this exhilarating excursion. With a rich history that stems back thousands of years, a cruise to Belize offers a rare glimpse of monuments, ruins and remnants of civilizations past that will fascinate and capture the imagination. The official staple food of Belize is rice served with fried chicken and beans. Enjoy this delicious meal at any of the restaurants found in the country like Nerie’s Kitchen. For a seafood, delicacy try the smoky mermaid located on cork street.

The Best Caribbean Islands to Visit This Summer, From Antigua to St Croix

There will be two large piers each being able to berth two vessels. The location of the new port will be four miles away from Belize City on Stake Bank Island and offer natural deep water access. There is a new state-of-the-art cruise port coming to Belize which will become a popular port of call for cruise ships once it is completed. Port Coral will help solve all the challenges Belize City currently suffers to offer a great cruise passenger experience.

Sightseeing in Belize City cruise port

The entire project should be complete at the end of 2021 and if there is a delay it will be in early 2022 instead. This getaway happens at your own pace so be as active, lazy or fun as you want to be. A Belizean buffet style lunch and a full bar means you can take your time, relax and enjoy yourself however you see fit. You’ll feel the exhilaration of ziplining through the rainforest and exploring ancient ceremonial caves within the lush landscapes of Belize. Through mysterious tunnels and the crystallized underworld, you’ll float on a tube through intriguing chambers used by the Mayans hundreds of years ago.

Where is Belize and the cruise port

The sanctuary is one of the best bird-watching spots in Central America and lies 59 km/37 miles (a 1h 15-minute drive) southwest of the cruise port in Belize. Most luxury cruise lines include shore excursions with the cruise fare. However, Silversea is the only luxury cruise line calling at Belize City and offering 10 cruise excursions.

Port Highlights: Exploring the Busiest Cruise Ship Ports in Central America - CentralAmerica

Port Highlights: Exploring the Busiest Cruise Ship Ports in Central America.

Posted: Wed, 16 Aug 2023 07:00:00 GMT [source]

Carnival Cruises to Belize

With over 500 species found in the large coral reef, you are guaranteed to catch something. Enjoy a frozen daiquiri on a beach chair or join in the fun in a game of beach volleyball. Whatever you choose to do at this place, whether to float around in the water, go snorkeling or paddleboard enjoying the spectacular views of the place, you are guaranteed fun. After about an hour on this ride and many photos later, you will return to the boat post. From where you can relax, have a meal before you are taken back to Belize city.

Dining In Belize City – Belize

Expect to find ruins in forests, villages, and towns like Caracol, Lamanai and Cerros. Sites such as Altun Ha, Lamanai and Xunantunich are just some of the most popular. There are many more Mayan sites that can be visited when you don’t have time limits.

Cruise travelers will find in the terminal building all basic services and modern amenities, many typical shops found all over the Caribbean and a few restaurants. Getting to the mainland will be easy with visitors able to get a short tender ride from the international port of entry at Port Coral to the terminal at North Drowned Caye. From there, guests can get to the mainland via a vehicle causeway which is open to the public. Carnival Cruise Line is in the process of developing a major new cruise destination on the island of Grand Bahama, and now the company has revealed more details on the project. A cruise to Belize as you have witnessed is nothing short of amazing and definitely never boring.

Visit also robin’s kitchen south of the town, if you fancy a true Caribbean style chicken jerky. And you will get back on the boat and head out to either the spectacular Turneffe Atoll or Hol Chan marine reserve which hosts the popular snorkeling site, Shark Ray Alley. Here you get to interact with harmless nurse sharks and southern stingrays. You will have 1hour dive intervals at two different locations with lunch served in between. The river tubing/ zip lining combo will cost you anywhere from $90 depending on your cruise line. A river tubing experience through underground dark caves combined with ziplining awaits you in this amazing excursion.

Mayan Archaeological Ruins

Follow along to see what I think the perfect cruise day in Belize looks like. However, you can expect an average temperature of 79°F any other time. With the exception of November to January, which are the coolest months. If you don’t like a raining vacation, then you should visit Belize between November and April which is the dry season in the country.

T-Mobile offers unlimited data at up to 2G speeds at no extra cost. As mentioned already, public transportation in Belize is far from acceptable. Renting a car is really the only option to travel around the country. The following car rentals can be booked online and are within walking distance of the cruise terminal. Belize City, the country's largest urban center has a few interesting landmarks and is just around the corner from the cruise terminal but is not particularly appealing (nor safe) to explore on your own.

If you’re looking for a combination of local culture and water-based thrills, a Belize tour and airboat adventure is right for you. A meandering tour in an air-conditioned bus winds through Belize City as your guide teaches you about its rich history, which stretches hundreds of years in the past. Afterwards, you’ll board a 450 horsepower airboat and zip across Almond Hill Lagoon, feeling the warm sea air tugging on your skin and thrilling you from head to toe. Along the way, you’ll slow down to explore the mangroves, water lilies, birds, turtles and massive manatees lounging in the warm waters. Of course, a trip to paradise wouldn’t be complete without some underwater adventure.

Belize City is located in the eponymous district, on the East coast of the country bathed by the Caribbean Sea. Sign up for Caribbean Journal's free newsletter for a daily dose of beaches, hotels, rum and the best Caribbean travel information on the net. Lokono Cove will put Bahamian culture in the spotlight, with local music, sweeping murals painted by Bahamian artists and local bites. Carnival’s Celebration Key will be featuring a retail destination called Lokono Cove, named by Grand Bahamian Deidre Ramhming, who sent in the winning name in an island-wide contest. For any cruises listed, Cruise Critic does not guarantee any specific rates or prices. Cruise Critic is not a booking agent and does not charge any service fees to users of our site.

But you can also experience thrilling adventures such as horseback riding, riverboat and airboat tours, hiking, trekking, biking, buggy, and jeep tours. Go scuba diving at any one of the many diving spots located on the 185-mile-long barrier reef in Belize. The reef is the 2nd largest in the world and produces at least 3 of the world’s best diving atolls. They don't use meters, so passengers have to negotiate the price in advance. A popular way of transportation between the city and cruise port is water taxis.

Crystalline rivers flow through impressive lowland jungles, home to wildlife of various stripes. (And various spots.) Silky-sand beaches, waving palms and colorful coral gardens are just part of Belize’s natural wonders. And they’re all yours to explore when you take a cruise to Belize, where surprises await around every corner, including underwater. Whether mountain biking through a lush rainforest or snorkeling with the marine life, you’ll experience things you can only imagine… that is, if you haven’t tried a Belize vacation yet. There are plenty of exciting things for cruise ship passengers to do in Belize. Explore the stunning islands and barrier reefs surrounding the cruise port for a day filled with snorkeling and diving adventures.

Rent-a-car offices are available, but be aware that local roads are in poor condition. Cruise port's closest international airport is in Ladyville (approx 10 mi / 16 km away). I am the creator of an e-book “Mediterranean Cruise Port Guide“, the most comprehensive guide to 45 Mediterranean cruise ports, & YouTube channel @AdventourBegins. Caye Caulker is a gorgeous, small coral island known for amazing snorkeling, scuba diving, and manatee spotting. Experience the thrill of swimming with nurse sharks at Shark Ray Alley and discover the colorful world of the shallow Coral Garden, one of the best snorkeling sites for inexperienced snorkelers. Very few sites, attractions, and highlights can be adequately explored on your own in Belize for the simple fact that public transportation is far from good.

The following timetable provides valuable information and keeps track of the future cruise shiparrivals from all major cruise lines. Inorder to find out more about the cruise ship itineraries such as ports, dates, and arrival/departuretimes just follow the ship’s link. Whether you’re an adventurer, explorer or simply want to enjoy some relaxing time in a tropical oasis, the time to book your Carnival cruise to Belize is now. Its rainforest, ancient ruins and crystal blue waters are waiting for you. Unlike most ports of call, you won’t be able to access a beach immediately you hit the port. But it will be totally worth it, as the warm clear ocean waters are inviting.